Finance Frequently Asked Questions

Learn more about North Lake Bargain Centers buy-here pay-here easy financing program

North Lake Bargain Center offers in-house buy-here payhere financing.For most customers, our financing process is simple and seamless, and we work hard to get you into the perfect vehicle quickly and conveniently.

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We've proudly served Tennessee since 1991.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID, Passport)

We have two locations: one in Hendersonville and one in Gallatin.

Yes, we offer flexible in-house financing and traditional bank loans.

Absolutely. We specialize in helping customers with all credit situations, including past repossessions or bankruptcies.

Every vehicle comes with a free 90-day/3,000-mile powertrain warranty.

Yes. Each vehicle undergoes a thorough inspection and gets a fresh oil change before it hits the lot.

Yes. We offer free Carfax and Autocheck reports for every vehicle.

Yes, our secure online application lets you apply from the comfort of your home.

Most customers are pre-qualified within minutes and ready to drive the same day.

We stock a variety of clean, affordable cars, trucks, and SUVs—hand-picked for quality and value.

We're locally owned, customer-focused, and known for fair pricing and real support after the sale.

FINANCING

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