At North Lake Bargain Center, we believe that everyone deserves the chance to drive a reliable vehicle regardless of their credit history. That’s why we offer a range of flexible financing options designed to meet you where you are and help get you where you want to go.
Our team works with both traditional lenders and offers in-house Buy Here Pay Here (BHPH) financing to give you more choices. Whether you have good credit, bad credit, no credit, or have gone through repossessions or bankruptcy - we’re here to help. We don’t judge your past; we focus on your future.
The process is simple and stress-free. You can apply securely online, and we’ll reach out with financing terms that are personalized to your budget and situation. Most customers are pre-qualified the same day, and many drive home within hours.
Transportation is essential, and we understand that your vehicle is more than just a way to get around it’s a lifeline. That’s why we go out of our way to offer solutions that make owning a dependable car possible and affordable.
Let North Lake Bargain Center be your trusted partner in the car buying process. Apply today and take the first step toward driving a better vehicle - with a payment plan that works for you.
Whether you have good credit, bad credit, or no credit at all - we can help. Choose from Buy Here Pay Here or competitive bank financing. Get pre-qualified from home in minutes. Our team will reach out with options that fit your budget and situation.
Our in-house lending program is designed exclusively for Tennessee residents. Our used car financing programs work with Tennessee residents that live within a 60 mile radius of our lot. Get approved online in minutes with our easy to use online application.
No matter your credit history you have financing options at North Lake Bargain Center.